Buying a flat in Dhaka is a big decision—financially and emotionally. But rushing into a deal without doing proper checks can lead to legal trouble, structural issues, or bad investments. Whether you’re a first-time buyer or an experienced investor, this 15-point checklist will help you inspect, verify, and confidently finalize your flat purchase in Bangladesh.
—
## 1. Verify Ownership Documents
Make sure the person selling the flat is the rightful owner. Ask for:
– Original title deed
– Mother deed (property history)
– National ID copy of the seller
– Mutation certificate
—
## 2. Check RAJUK or City Corporation Approval
Ensure that the flat is built with proper approvals from RAJUK or the relevant city development authority. Unapproved structures can be demolished.
—
## 3. Cross-Check Land Records
Ask for:
– Khatian, Porcha
– Land tax receipts
– Mutation khatian from AC Land office
—
## 4. Building Completion Certificate
This confirms the building was constructed according to the approved plan and is ready for habitation.
—
## 5. Structural Integrity and Materials
Look for:
– No visible cracks
– Waterproofing in bathrooms and roof
– Quality of cement, steel, bricks
—
## 6. Size Accuracy
Check if carpet area, built-up area, and super built-up area match what’s promised. Use measuring tape if needed.
—
## 7. Natural Light and Ventilation
Does the flat get enough sunlight? Are windows cross-ventilated? This affects your health, electricity bills, and comfort.
—
## 8. Fire Safety
Is there:
– Fire extinguisher on every floor?
– Fire exit with signage?
– Smoke detectors?
—
## 9. Parking Allocation
Check:
– Is a parking space included in the price?
– Is it mentioned in the deed?
—
## 10. Utility Connections
Ensure gas, water, and electricity connections are ready or in process. Ask for:
– Meter numbers
– Bills showing no dues
—
## 11. Handover Date
For under-construction flats, ask for a written commitment on handover date with penalty clause for delays.
—
## 12. Monthly Maintenance Fees
Ask the developer or association about:
– Service charges
– Lift maintenance
– Generator fuel
– Security
—
## 13. Legal Dues or Disputes
Check if:
– The building or land has any pending cases
– The flat was mortgaged or involved in a loan
—
## 14. Registration Cost and Taxes
Prepare for:
– Stamp duty
– Registration fees (around 10–12%)
– Advance Income Tax (AIT)
– VAT
—
## 15. Builder Reputation
Search the developer online. Ask previous buyers about:
– Quality of construction
– Timely delivery
– Post-sale service
—
### Conclusion
This checklist is your safety net when buying a flat in Dhaka. It protects you from hidden legal issues, poor construction, and unexpected costs. Don’t rush—inspect thoroughly, ask questions, and always get documents reviewed by a property lawyer.
Explore verified flats on FlatForSale.com.bd and find properties that meet all these essential checks. Your peace of mind starts with smart buying.